Question
What happens if I repay the loan early?
Answer
You only pay interest for the months you have the loan*. So if you repay the loan in full in one month you only pay one months interest no matter how long you originally agreed to take out the loan over.

*When a loan terminates due to default, then the calculation of interest rebate will be in accordance with current legislation.

Question
What's the longest period you do loans for?
Answer
We usually only issue short term loans.  However, you can elect to pay the interest element only and extend the loan term if required.

Question
What's the maximum I can borrow?
Answer
That depends on your personal circumstances and ability to repay.  As a responsible lender we won’t lend you more than we think you can repay

Question
Do I have to visit your office to obtain a loan
Answer
Yes, due to current legislation the type of loans we issue must be granted at our premises.

Question
Are you and the loans you issue regulated?
Answer
Yes we are regulated by the Office of Fair Trading which issues us with a Consumer Credit Licence that gives us legal authority to issue loans in the UK. In addition we are regulated by the Information Commissionaire and Customs and Excise (in relation to money laundering legislation).

Please feel free to contact us if you have any other questions about us, our products or the services we provide.